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College Funding - An IUL is often a superior way of saving for college in comparison to the popular Section 529 college Savings Consider. Both plans grow tax-deferred and allow tax-free withdrawals. However, with the death benefit available at the IUL, you rfid vehicle access control are supported by the full funding there anyone in case of the death of your insured. Simply have preserved your wealth without risk. An IUL has liquidity that you will not get while 529 plan, as perform use money saved in IUL for college tuition, or any purpose, while money withdrawn from the 529 for non-college usage is prone to a 10% penalty, as well as the earnings will be taxed as income.