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Motor Vehicle Legal Terms

The laws regarding motor vehicles differ from state to state. In general the law assumes the vehicle is operated with its owner's permission.

The mortality rates are influenced by laws that increase penalties or make revocation automatic or specifically target social hosts. All of these measures, including mandatory education, alcohol treatment, and interlock devices, have only a slight impact.

Legal Definitions

The laws governing motor vehicle legal terms are formulated and determined at the state level. The federal definitions for national standards for fuel economy and licensing requirements for commercial vehicle drivers are primarily administrative, and they do not have any effect when states determine their own classifications of registration. These classifications for vehicle registrations determine whether a driver has to be issued a special license to operate certain kinds of vehicles.

These state laws define the terms "automobile," "light truck" and others. For example, the definition of light truck encompasses all motor vehicles with a manufacturer's rated carrying capacity of less than 7,500 pounds. This excludes panel delivery trucks as well as pickup trucks. Also, it does not include any vehicle or combination of vehicles that is specifically designed to carry property or passengers wholly within its own structure, including manufactured homes and trailers.

A wheel chair is a device equipped with wheels. It is usually used by those who because of physical impairment, are unable to move about as pedestrians. Mopeds are motor vehicle accident lawyer vehicle with fewer than three wheels that are in contact with the ground that operates at a speed not more than 35 miles per hour.

A pedicab, or pedal-driven vehicle, is driven by the operator who sits on the top. The owner of a vehicle is the person who has the legal title.

Traffic Laws

Typically, each state has its own set of motor vehicle law that deal with everything from the registration process to insurance requirements. They also regulate the kinds of vehicles covered by law. Some of these laws are the same across states, however others differ greatly. For instance there are laws that limit the number of persons a person can transport in a pedicab. There are also laws that prohibit reckless driving on certain types of roads, including parking areas.

If you violate these laws, you may be fined and punished. Penalties could include having your license suspended or having to take a traffic class.

One of the most important laws in a particular state regarding vehicles is that which governs the speed limits that are set on roadways. In New York, for example it says that the speed limit for a commercial vehicle is identical to that of an automobile.

It also defines the term "motor vehicle" as any type of vehicle or other device that is driven mechanically and used on roads to move property or people or for commercial uses. The law excludes trailers, coaches and semitrailers, all-terrain and snowmobile vehicles, motorized mobility assist devices for people with disabilities, and self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle insurance policy is an agreement between the insurer and insured that provides insurance against financial loss resulting from liability for bodily injury or property damage to a third party that arises from ownership, operation, maintenance or the use of a covered vehicle. It can also protect physical damage to the vehicle. It must state the name and address of the insured named the policy, the coverage provided by the policy, the premium paid for it, the time of the policy's effectiveness, and the limits of liability. It should also contain an agreement or a statement that the insurance coverage is provided in conformity with the coverage described in respect of bodily injury or property damage, and is subject to all of the rules of this chapter.

The wording in a motor vehicle policy can be confusing to the average person, and Duncanville law firms will often suggest that individuals read a sample policy to fully understand the terms. One of the most frequent areas of confusion is the definition of "motor vehicle Accident lawyers vehicle." The phrase is used often in statutes governing registration of vehicles as well as financial responsibility laws.

Examples of the coverages that are covered under a motor insurance policy include commercial auto coverage for automobiles used for commercial or business establishments or for employment, activities, or jobs carried out for profit, and automobile liability coverage, which comprises PIP, MP, and uninsured and underinsured coverage for drivers (UM/UIM). This type of insurance is required in many states.

Permitted Use

If someone other than a named insured or family member drives your vehicle and is involved in getting involved in an accident, it is crucial to know the process of insurance coverage in these instances. This concept is referred to as permissive use. The specifics of your policy might differ however, generally speaking, all large car insurance companies provide this kind of insurance.

It is crucial to remember that you are liable for any damage caused by a driver with your permission. Permission may be express or implied, and does not usually require a written document.

In determining whether there is implied permission, courts will look at the relationship between the parties; their past conduct and the use of the vehicle; as well as the circumstances surrounding the specific driving incident in question. A judge will also consider whether any restrictions were made on the scope of permissive usage, and if even a minor deviation from the time, location and use limitations of an initial permission would be in violation of these restrictions.

Keep in mind that adding another driver to your insurance will likely result in your premium going up since it makes the car more risky to insure. It is important to carefully weigh your options before lending your car to other people. If you're not sure whether to include someone on your policy or motor vehicle accident Lawyers not, call Jerry to discuss the specifics of your insurance policy. You can also get a no-cost quote.

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